Yes. Sometimes, it may be simpler to refinance or restructure your existing loan(s) with your current lender. If you are looking for a better structure, a different product, a lower rate, a better deal on fees or a higher loan amount, it may be possible to achieve your goals by refinancing or renegotiating your package with your current lender. It may be quicker, cheaper and easier to consider this rather than changing all your banking products and arrangements to another bank.